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Privacy Policy

Paramount Financial One

Last Updated: March 2026

Paramount Financial One (“Paramount Financial One,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide when using our website and services.

This Privacy Policy describes how we collect, use, disclose, and protect your information when you visit www.paramountfinancialone.com or use our services.

By accessing our website or using our services, you agree to the terms outlined in this Privacy Policy.

Information We Collect

We may collect the following categories of information:

Personal Information

Information you voluntarily provide when registering for services or contacting us, including:

  • Name

  • Email address

  • Phone number

  • Billing information

  • Account login credentials

Identity Verification Information

To provide credit report access and monitoring services, we may collect information necessary to verify your identity in compliance with federal regulations.

Credit Information

When authorized by you, we may obtain credit report and credit score information from consumer reporting agencies including:

  • TransUnion®

  • Equifax®

  • Experian®

Technical Information

When you visit our website, we may automatically collect certain information such as:

  • IP address

  • Browser type

  • Device information

  • Pages visited

  • Website usage data

How We Use Your Information

We use the information we collect to:

  • Provide access to credit reports, credit scores, and monitoring services

  • Verify your identity before providing credit data

  • Process subscription payments and manage your membership

  • Respond to customer support inquiries

  • Improve our website and services

  • Comply with legal and regulatory requirements

Sharing of Information

We do not sell your personal information.

We may share your information only in the following circumstances:

Service Providers

We may share information with trusted service providers that help us operate our services, including:

  • Payment processors

  • Identity verification providers

  • Credit reporting agencies

  • Technology and hosting providers

These service providers are contractually obligated to safeguard your information.

Legal Compliance

We may disclose information when required by law or when necessary to:

  • comply with legal obligations

  • respond to lawful requests

  • protect our rights or property

  • prevent fraud or misuse

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information.

Sensitive information such as financial and credit data is transmitted using secure encryption technologies and protected through secure systems designed to prevent unauthorized access.

While we strive to protect your information, no method of transmission over the internet can be guaranteed to be completely secure.

Your Privacy Rights

Depending on your location, you may have the right to:

  • request access to the personal information we hold about you

  • request correction of inaccurate information

  • request deletion of your personal information where permitted by law

To exercise these rights, please contact us using the information below.

Cookies and Website Tracking

Our website may use cookies or similar technologies to improve user experience, analyze website traffic, and maintain website functionality.

You may adjust your browser settings to refuse cookies; however, some features of our website may not function properly.

Third-Party Services

Our website and services may include links or integrations with third-party services. These third parties have their own privacy policies, and we are not responsible for their practices.

Children's Privacy

Our services are intended for individuals who are at least 18 years of age. We do not knowingly collect personal information from children.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised "Last Updated" date.

Continued use of the website after updates indicates acceptance of the revised policy.

Contact Information

If you have questions regarding this Privacy Policy or your personal information, please contact us:

Paramount Financial One
www.paramountfinancialone.com

Email: admin@paramountfinancialone.com
Phone: (210) 355-9232

Trademark Notice

All product names, trademarks, and company names referenced herein are the property of their respective owners.

Membership & Payment Disclosure

Payment Information

A valid credit or debit card is required to enroll in the Paramount Financial One Credit Report and Credit Score membership. Your card will be charged $26.99 (including applicable taxes and fees) at the time of enrollment. Your membership will automatically renew each month, and your credit or debit card will continue to be charged $26.99 per month until you cancel.

By enrolling, you authorize Paramount Financial One to charge your credit or debit card each month for the membership subscription until you cancel the service.

You may cancel your membership at any time by contacting customer support at (210) 355-9232, emailing admin@paramountfinancialone.com, or by logging into your account once the platform becomes available.

Your credit or debit card statement will show a charge from PARAMOUNT FINANCIAL ONE for your monthly membership subscription.

Credit Score Disclosure

The credit score provided is based on the VantageScore® 3.0 model using data from Equifax®, Experian®, and TransUnion®. There are many types of credit scores, and lenders may use different credit scores or scoring models when evaluating your creditworthiness.

Important Consumer Information

The credit score(s) you receive through this service may not be the same scores used by lenders or other commercial users for credit decisions.

Under federal law, you are entitled to receive one free credit report every 12 months from each of the three nationwide consumer reporting agencies. Free reports are available at AnnualCreditReport.com. Credit scores are not included with the free credit report.

After successful identity verification, your credit scores and credit report information will be securely available for online access. Credit scores shown are provided for informational and educational purposes.

Service Description

ParamountFinancialOne.com provides consumers with tools to access their credit scores, review credit reports, and monitor changes to their credit profile through a monthly credit monitoring membership. Credit information is provided by one or more of the following consumer reporting agencies: TransUnion®, Equifax®, or Experian®. Paramount Financial One does not provide credit repair services or make guarantees regarding changes to a consumer’s credit score or credit report.

Paramount Financial One provides digital credit monitoring services that begin immediately upon enrollment. Because members receive instant access to their credit reports, scores, and monitoring tools, all membership fees are generally non-refundable once the service has been activated.

Members may cancel their subscription at any time to prevent future billing. Cancellation will stop the next scheduled monthly charge, but does not result in a refund for the current billing period.

If you believe you were billed in error, please contact our support team within 7 days of the charge so we can review the issue.

Customer Support

If you have questions regarding your membership or billing, please contact customer support at:

admin@paramountfinancialone.com
(210) 355-9232 or Toll free at (855)929-7022
www.paramountfinancialone.com

Customer support may communicate via phone, email, or text message where permitted. Message and data rates may apply.

Trademark Notice

All product names, trademarks, and company names mentioned herein are the property of their respective owners.

© 2026 Paramount Financial One. All rights reserved.

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